It’s All In The Planning

Dear Older Boy and Younger Boy,

It’s hard to believe you’ll both be in high school next year.  People told me how fast this would happen.  I didn’t believe them.  Folks told me a lot of things back then.  But I’m glad no one offered me this child-rearing statistic – how much it would cost to raise you.  Because I never would’ve believed it.

In 1996, when you were born, Older Boy, the USDA projected a pre-college cost of $149,820 to raise you to age 18.  Two years later, the cost jumped to $156,690 for you, Younger Boy.

Now I’m becoming a believer.  Especially when I consider our monthly grocery budget since you two became teenagers.

I point out the money, not because I’m cutting you off when you reach your USDA limit.  Instead, I write because your Father and I want to discuss an important issue that involves matters of currency.  [Read more…]

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